Physical Address
304 North Cardinal St.
Dorchester Center, MA 02124
Spire Bank Paybill Number
Official Paybill Available
Spire Bank Paybill Number
Organization: Spire Bank Limited
Pay Spire Bank services
Paybill Number
498100
The M-Pesa paybill number for Spire Bank Limited is 498100. Use this number when paying Spire Bank Limited through Lipa na M-Pesa Pay Bill, and confirm the recipient name before entering your PIN.
For the account number or reference field, use: Your Spire Bank account number. If your bill, invoice, app, or SMS shows a different reference, confirm with Spire Bank Limited before submitting the payment.
How to pay Spire Bank Limited via mpesa
Select Lipa na M-Pesa
Select Lipa na M-Pesa, then select Pay Bill from the M-Pesa menu on your phone.Enter the business number
Enter 498100 as the Business Number.Enter the account number
Enter Your Spire Bank account number as the Account Number.Enter amount
Enter the amount you wish to pay.Confirm payment
Enter your M-Pesa PIN and confirm the transaction.Save confirmation
You will receive a confirmation SMS from M-Pesa and Spire Bank Limited.
Spire Bank Limited alternative payment methods
Spire Bank Limited mpesa payment problems and fixes
Why does M-Pesa say "Invalid account number"?The account number entered does not match Spire Bank Limited records.
Fix: Re-enter the account number exactly as shown on your bill or SMS. Remove spaces, dashes, or symbols, and contact Spire Bank Limited support if the issue persists.
I paid but did not receive a confirmation SMS. What should I do?The payment may be successful, but the confirmation message from Spire Bank Limited is delayed.
Fix: Wait 5-10 minutes, check your M-Pesa transaction messages via *334#, and contact support with your transaction ID if needed.
My payment was deducted but not reflected. What next?Money was deducted from M-Pesa, but Spire Bank Limited has not updated your status yet.
Fix: Keep your M-Pesa confirmation message as proof. Wait up to 24 hours for automatic reconciliation, then contact Spire Bank Limited support if it is still not reflected.
Can I reverse a wrong payment to Spire Bank Limited paybill number?You may have sent money to the wrong account number or paybill number.
Fix: Contact Spire Bank Limited immediately with your M-Pesa transaction reference number. Do not retry the payment until support confirms what to do next.
Spire Bank Limited payment and paybill FAQs
What is the paybill number for Spire Bank Limited?
The M-Pesa paybill number for Spire Bank Limited is 498100.
What should I use as the account number?
Your Spire Bank account number
How do I pay Spire Bank Limited via M-Pesa?
Open M-Pesa, choose Lipa na M-Pesa, select Pay Bill, enter 498100 as the business number, enter your account number, amount, and PIN, then confirm.
Who do I contact for support regarding Spire Bank Limited?
Contact Spire Bank Limited support using +254 703 047 777.
Spire Bank Limited payment details
Organization Name
Organization NameSpire Bank Limited
Payment StatusHas Paybill
Spire Bank Limited contacts and payment support
Phone Number
Email Address
Website URL
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