Cooperative Bank Paybill Number

Official Paybill Available
Cooperative Bank Paybill Number
Organization: Co-operative Bank

Pay Co-op Bank loans and deposits via M-PESA

Paybill Number
400200
Registered Name
Co-operative Bank
Owner / Provider
Co-operative Bank
Account Guidance
Your account number

The M-Pesa paybill number for Co-operative Bank is 400200. Use this number when paying Co-operative Bank through Lipa na M-Pesa Pay Bill, and confirm the recipient name before entering your PIN.

For the account number or reference field, use: Your account number. If your bill, invoice, app, or SMS shows a different reference, confirm with Co-operative Bank before submitting the payment.


How to pay Co-operative Bank via mpesa
  1. Select Lipa na M-Pesa

    Select Lipa na M-Pesa, then select Pay Bill from the M-Pesa menu on your phone.
  2. Enter the business number

    Enter 400200 as the Business Number.
  3. Enter the account number

    Enter Your account number as the Account Number.
  4. Enter amount

    Enter the amount you wish to pay.
  5. Confirm payment

    Enter your M-Pesa PIN and confirm the transaction.
  6. Save confirmation

    You will receive a confirmation SMS from M-Pesa and Co-operative Bank.
Co-operative Bank alternative payment methods
M-Pesa App400200Open the M-Pesa app, choose Pay Bill, enter 400200 as the business number, then add the account or reference details shown on your bill.
USSD (*334#)*334#Dial *334#, select Lipa na M-Pesa, choose Pay Bill, enter 400200 as the business number, and follow the prompts.
Co-operative Bank mpesa payment problems and fixes
Why does M-Pesa say "Invalid account number"?The account number entered does not match Co-operative Bank records.
Fix: Re-enter the account number exactly as shown on your bill or SMS. Remove spaces, dashes, or symbols, and contact Co-operative Bank support if the issue persists.
I paid but did not receive a confirmation SMS. What should I do?The payment may be successful, but the confirmation message from Co-operative Bank is delayed.
Fix: Wait 5-10 minutes, check your M-Pesa transaction messages via *334#, and contact support with your transaction ID if needed.
My payment was deducted but not reflected. What next?Money was deducted from M-Pesa, but Co-operative Bank has not updated your status yet.
Fix: Keep your M-Pesa confirmation message as proof. Wait up to 24 hours for automatic reconciliation, then contact Co-operative Bank support if it is still not reflected.
Can I reverse a wrong payment to Co-operative Bank paybill number?You may have sent money to the wrong account number or paybill number.
Fix: Contact Co-operative Bank immediately with your M-Pesa transaction reference number. Do not retry the payment until support confirms what to do next.
Co-operative Bank payment and paybill FAQs
What is the paybill number for Co-operative Bank?
The M-Pesa paybill number for Co-operative Bank is 400200.
What should I use as the account number?
Your account number
How do I pay Co-operative Bank via M-Pesa?
Open M-Pesa, choose Lipa na M-Pesa, select Pay Bill, enter 400200 as the business number, enter your account number, amount, and PIN, then confirm.
Who do I contact for support regarding Co-operative Bank?
Contact Co-operative Bank support using 0703027000.
Co-operative Bank payment details
Organization Name
Organization NameCo-operative Bank
Payment StatusHas Paybill
Co-operative Bank contacts and payment support
Phone Number
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