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Find Every Paybill Number in Kenya
Your Complete M-Pesa Paybill Directory
Search hundreds of verified paybill numbers for utilities, education,
healthcare, insurance, and more. Get instant payment instructions and
stay updated with the latest paybill numbers in Kenya.
Paybill Number Categories
How to Use This Directory
Find the right M-PESA paybill number, get the correct account number format, and pay without guessing. Every listing is verified.
STEP 01
Search for the organisation
Use the search bar or browse by category — banks, SACCOs, government, schools, hospitals, and more.
STEP 02
Get the paybill and account number
Each listing shows the paybill number and the exact account number format — membership number, ID, student number, and so on.
STEP 03
Open M-PESA and pay
Go to Lipa na M-PESA → Pay Bill. Enter the business number, your account number, and the amount. Confirm and send.
STEP 04
Save your confirmation
Safaricom sends an SMS confirmation. Keep it — most organisations require it as proof, especially schools and government agencies.
The account number is not the same as the paybill number. The paybill number gets you to the organisation — the account number tells them who the payment is for. Using the wrong account number means your money goes unallocated.
Common Questions
Paybill Payment FAQ
How long does a paybill payment take?
Most payments reflect within 5–30 minutes. Government agencies and schools can take 24–48 hours, sometimes longer during peak periods like January and September.
What if my payment doesn’t reflect?
Wait the expected time, then contact the organisation with your M-PESA confirmation SMS. Do not pay again until the first payment is confirmed missing.
Can I reverse a wrong paybill payment?
Reversals are not guaranteed on paybill transactions. Contact Safaricom on 100 and the receiving organisation immediately — acting fast improves your chances.
What account number do I use?
It depends on the organisation — it could be your membership number, student number, ID, loan account, or policy number. Each listing on this site tells you exactly which one to use.
Are there charges for paying via paybill?
Standard Lipa na M-PESA charges apply based on the amount. Some organisations absorb the fee — check the listing or confirm with the organisation before paying.
Why is my paybill number not working?
Double-check the number against this listing. Some organisations use separate paybill numbers for loans, deposits, and fees — confirm you are using the right one for your payment type.
Some paybill numbers are shared across multiple services. Paybill 222222 for example handles both NSSF contributions and eCitizen government payments. On a shared paybill, your account number is the only thing routing your money to the right place. Always confirm the account number format before you pay.